Justice Debra (“Gangsta”) Stephens and Chief Justice Gerry (“Big Dawg”) Alexander at the court’s annual Halloween party.
November 14, 2009
Financial Issues That Destroy The Best of Marriages
1. Reduced Circumstances.
2. Complacency and Lack of Involvement
3 Parental Care Issues
4. College and Adult Children
5. Uncertainty
Six Steps to Consider when Deciding to Divorce (or Not)
You’re at a critical point in your relationship. Should you work on your marriage or get a divorce? Only you can decide. But here’s a checklist of steps to consider.
1. PROTECT YOUR CREDIT.
A. Check your Credit Rating to Make Certain your Spouse Hasn’t Hidden any Assets or Run up Debt and Find Out What your Rating Will Be as a Single.
B. Cancel any Joint Credit Cards so that You Don’t Rack up More Marital Debt. Get a New Card in your Name to Build your Credit.
2. STASH SOME CASH.
A. Open a Bank Account in your Name Only. Stop Contributing to Retirement Funds, which Are Marital Assets. Stash Some Cash to Pay Expenses if you Decide to File.
B. Get a Safety Deposit Box.
C. Know your Options for Short-Term Loans to Help with Cash Flow if You Need Quick Cash.
3. DEAL WITH DEBT.
A. If Debt is Causing Marital Stress, Seek Help from a Credit Counseling Agency for a Payment Plan or Bankruptcy. If You Cannot Pay your Mortgage, Consider Selling your Home or Asking the Bank about a Short Sale.
4. CHECK YOUR INSURANCE.
5. EXAMINE YOUR MARITAL FINANCES.
A. Use a program, calculator or financial professional to determine your income and expenses.
B. Act Like You Are Financially Single. Create a Budget as if You Can No Longer Count on your Spouse’s Income. Calculate your Monthly Budget.
6. GET THE SUPPORT YOU NEED.
A. Talk to a Marriage Counselor or Attend a Faith-Based or Other Relationship Improvement Program.
B. Talk to a Doctor about Depression, Stress or Other Medical Issues Related to your Marital Problems. Try to Keep Fit and Healthy.
C. Know How Divorce Can Affect Your Children.
D. Seek Help for Abuse.
Beginning Checklist: Planning to File for Divorce
1. Consider your approach.
2. A place to live, a budget and other details for separating.
3. Consider a post office box.
4. Stay single.
5. Make a plan for the children.
6. Decide where to file your paperwork.
7. Hire an attorney.
8. Get some support.
9. Start a divorce file.
10. Organize your financial paperwork.
11. Keep some personal items.
12. Consider mediators or collaborative divorce.
Marriage and Divorce – Dallin H. Oaks (LDS Apostle)
Elder Dallin H. Oaks testifies that the Atonement of Jesus Christ can heal the pain of a troubled or broken marriage for all who humbly seek His help. Read the entire address.
Find yourself recently single and with no clue how to proceed? You are in luck. Come on out to the first ever Divorce, Separation and Bereavement fair
Courtesy of FARK and Yahoo News.
